Last updated: January 29, 2026

These Terms of Service ("Terms") govern your access to and use of Chapter, a school comparison platform operated by Powerful Systems, Inc., a Delaware corporation ("Powerful Systems," "we," "us," or "our").

By accessing or using Chapter, you agree to be bound by these Terms. If you do not agree to these Terms, do not use Chapter.

1. Account Registration and Security

Account Creation

To access certain features of Chapter, you may need to create an account. When you create an account, you agree to:

Provide accurate and complete information
Maintain the security of your account credentials
Notify us immediately of any unauthorized use of your account
Accept responsibility for all activities that occur under your account

Account Responsibility

You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. We are not liable for any loss or damage arising from your failure to maintain account security.

2. Acceptable Use

You agree to use Chapter only for lawful purposes and in accordance with these Terms. You agree not to:

Violate any applicable laws or regulations
Infringe on the intellectual property rights of others
Transmit any harmful, threatening, abusive, or offensive content
Attempt to gain unauthorized access to our systems or networks
Interfere with or disrupt the operation of Chapter
Use automated systems (bots, scrapers) to access Chapter without permission
Misrepresent your identity or affiliation
Use Chapter for any commercial purpose without our written consent

3. User Content and Data

Your Data

When you use Chapter, you may save searches, create school lists, and share results. You retain all rights to your data, and we do not claim ownership of your saved searches or preferences.

License to Us

By using Chapter, you grant us a limited, non-exclusive license to use, store, and display your data solely to provide and improve our services.

Public Sharing

When you publish and share school search results, you understand that anyone with the share link can view the published data. Published results are not password-protected or access-controlled.

4. Service Availability

No Guarantee of Availability

Chapter is provided "as is" without any guarantee of continuous availability. We may:

Modify, suspend, or discontinue any part of Chapter at any time
Perform maintenance that temporarily interrupts service
Update features and functionality without notice

No Warranty

We do not warrant that Chapter will be uninterrupted, error-free, or free of viruses or other harmful components.

5. School Information

Data Accuracy

Chapter provides school information aggregated from public sources and third-party services. While we strive for accuracy, we do not guarantee that all school information is current, complete, or error-free.

AI-Generated Content

Some school information is enriched using artificial intelligence services. AI-generated content should be verified independently and should not be relied upon as the sole source of information for important decisions.

Your Responsibility

You are responsible for independently verifying all school information before making decisions. We recommend contacting schools directly to confirm details.

6. Intellectual Property

Our Rights

Chapter, including all content, features, functionality, and design, is owned by Powerful Systems, Inc. and protected by copyright, trademark, and other intellectual property laws.

You may not:

Copy, modify, or distribute our content without permission
Use our trademarks or branding without written consent
Reverse engineer or attempt to extract source code from Chapter
Create derivative works based on Chapter

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use Chapter for your personal, non-commercial use in accordance with these Terms.

7. Third-Party Services

Chapter integrates with third-party services (authentication, mapping, AI providers). Your use of these services is subject to their respective terms and privacy policies. We are not responsible for the actions or policies of third-party services.

8. Limitation of Liability

To the maximum extent permitted by law:

We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of Chapter
Our total liability for any claims arising from these Terms or your use of Chapter shall not exceed $100 or the amount you paid us in the past 12 months, whichever is greater
We are not liable for any loss of data, profits, revenue, or business opportunities

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of these limitations may not apply to you.

9. Disclaimers

CHAPTER IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

Warranties of merchantability, fitness for a particular purpose, or non-infringement
Accuracy, reliability, or completeness of school information
Uninterrupted or error-free operation
Security of data transmission or storage

10. Indemnification

You agree to indemnify, defend, and hold harmless Powerful Systems, Inc., its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

Your use of Chapter
Your violation of these Terms
Your violation of any rights of another party
Your violation of any applicable laws or regulations

11. Termination

Your Right to Terminate

You may stop using Chapter at any time. You may request account deletion by contacting us at support@powerfulteams.com.

Our Right to Terminate

We reserve the right to suspend or terminate your access to Chapter at any time, with or without notice, for any reason, including violation of these Terms.

Effect of Termination

Upon termination, your right to use Chapter will immediately cease. Sections of these Terms that by their nature should survive termination will survive, including intellectual property provisions, disclaimers, limitation of liability, and indemnification.

12. Changes to Terms

We may modify these Terms at any time. When we make changes, we will update the "Last updated" date at the top of this page. Your continued use of Chapter after changes constitutes acceptance of the modified Terms.

We encourage you to review these Terms periodically.

13. Governing Law and Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

Dispute Resolution

Any dispute arising from these Terms or your use of Chapter shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules, except that either party may seek injunctive relief in court for intellectual property disputes.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

14. General Provisions

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Powerful Systems regarding Chapter.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

No Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Assignment

You may not assign or transfer these Terms or your rights under these Terms without our written consent. We may assign these Terms without restriction.

15. Contact Us

If you have questions about these Terms, please contact us:

Powerful Systems, Inc.

Email: legal@powerfulteams.com

Support: support@powerfulteams.com

Website: withchapter.com

These Terms of Service were last reviewed and updated on January 29, 2026.